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Insurance Program

Your church is a special place for your members, guests and students. However, without proper insurance protection, this secure, comfortable environment could be jeopardized. We can help you implement custom coverage that will protect your church from the additional exposure that places of worship bring with them.




the program

Insurance Incorporated is a faith-based, family run business, and we have been helping churches in our community with insurance protection for over 30 years. We know how important it is to have physical building coverage for your place of worship, as well as vehicle coverage for buses, liability protection, and even protection for special events such as camps or Vacation Bible School.

We specialize in providing insurance services to churches in Tennessee, North Carolina, South Carolina, Kentucky, Georgia, Alabama, Virginia, West Virginia, and Ohio. We also have companies that will provide coverage in most other states, so please contact us to find out if we can provide coverage in your area!

It’s important to have protection from a company that understands the unique benefits and needs of a church, that’s why we offer coverage from companies that specialize in insuring places of worship. We have several markets to choose from, so no church is too big or too small for us to help!

Coverages Offered

Commercial Property

Commercial property coverage protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster.

Commercial Auto

Commercial auto coverage will protect your assets from the additional exposure that places of worship bring with them, including coverage for 15 passenger vans and buses, and vehicles owned or borrowed by the church.

Commercial Liability

Commercial liability coverage includes protection from lawsuits, clergy professional liability, alleged sexual misconduct liability, hired & non owned liability, daycare and school liability and medical payments (including volunteer labor).

Camps/Special Events

Camps/spacial events coverage offers protection in the event an injury occurs to participants in sports camps or special events hosted by the church.

Directors & Officers Liability

Directors and officers liability coverage protects directors and officers for claims made against them while serving on a board of directors and/or as an officer.

Worker’s Compensation

Workers compensation coverage protects employees injured on the job or in auto accidents while on church business. It also covers work-related illnesses.

Commercial Umbrella

Commercial umbrella coverage is designed to supplement existing insurance policies, giving you an additional layer of protection for your church.


Crime coverage helps you minimize risk and protects your church and its assets from theft, fraud and forgery. Crime insurance also includes employee/member dishonesty bonds.

Stained Glass

Stained glass coverage provides your church the protection it deserves for its prized assets in the unfortunate event of stained glass window breakage.

Historic Buildings

Historic buildings coverage offers protection for buildings on a historic registry. This type of coverage allows the insured the flexibility at the time of loss to restore the structure back to it’s original splendor.

Request a Quote

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    This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect until confirmed directly with a licensed agent. Note, any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies or coverages are available in every state. You also agree to release us from any liability if this information is accidentally viewed by unauthorized persons. We will only use this information for insurance quoting purposes and not to distribute to other parties.
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