Insurance Program
Your church is a special place for your members, guests and students. However, without proper insurance protection, this secure, comfortable environment could be jeopardized. We can help you implement custom coverage that will protect your church from the additional exposure that places of worship bring with them.
About
the program
Insurance Incorporated is a faith-based, family run business, and we have been helping churches in our community with insurance protection for over 30 years. We know how important it is to have physical building coverage for your place of worship, as well as vehicle coverage for buses, liability protection, and even protection for special events such as camps or Vacation Bible School.
We specialize in providing insurance services to churches in Tennessee, North Carolina, South Carolina, Kentucky, Georgia, Alabama, Virginia, West Virginia, and Ohio. We also have companies that will provide coverage in most other states, so please contact us to find out if we can provide coverage in your area!
It’s important to have protection from a company that understands the unique benefits and needs of a church, that’s why we offer coverage from companies that specialize in insuring places of worship. We have several markets to choose from, so no church is too big or too small for us to help!
Coverages Offered
Commercial Property
Commercial property coverage protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster.
Commercial Auto
Commercial auto coverage will protect your assets from the additional exposure that places of worship bring with them, including coverage for 15 passenger vans and buses, and vehicles owned or borrowed by the church.
Commercial Liability
Commercial liability coverage includes protection from lawsuits, clergy professional liability, alleged sexual misconduct liability, hired & non owned liability, daycare and school liability and medical payments (including volunteer labor).
Camps/Special Events
Camps/spacial events coverage offers protection in the event an injury occurs to participants in sports camps or special events hosted by the church.
Directors & Officers Liability
Directors and officers liability coverage protects directors and officers for claims made against them while serving on a board of directors and/or as an officer.
Worker’s Compensation
Workers compensation coverage protects employees injured on the job or in auto accidents while on church business. It also covers work-related illnesses.
Commercial Umbrella
Commercial umbrella coverage is designed to supplement existing insurance policies, giving you an additional layer of protection for your church.
Crime
Crime coverage helps you minimize risk and protects your church and its assets from theft, fraud and forgery. Crime insurance also includes employee/member dishonesty bonds.
Stained Glass
Stained glass coverage provides your church the protection it deserves for its prized assets in the unfortunate event of stained glass window breakage.
Historic Buildings
Historic buildings coverage offers protection for buildings on a historic registry. This type of coverage allows the insured the flexibility at the time of loss to restore the structure back to it’s original splendor.